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Missouri Debt Collection Laws and Statutes

Below you will find important information on Missouri state debt recovery laws including: Missouri Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: MISSOURI

Interest Rate

  • Legal: 9%
  • Judgment: 9%

STATUTE OF LIMITATIONS (IN YEARS)

  • Sale of Goods: 4
  • Open Account: 5
  • Written Contract: 10
  • Sales (UCC) Contract: 4
  • Money & Property:
  • Domestic Judgment: 10 (revived every 10 years)
  • Foreign Judgment: 10 (revived every 10 years)

BAD CHECK LAWS (CIVIL PENALTY)

Three times face amount owed plus attorney’s fees.

GENERAL GARNISHMENT EXEMPTIONS

See federal law; exempt 90% of week’s pay, head of household, single person w/o dependable = 75%.

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