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Rhode Island Debt Collection Laws and Statutes

Below you will find important information on Rhode Island state debt recovery laws including: Rhode Island Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: RHODE ISLAND

Interest Rate

  • Legal: 12%
  • Judgment: 12%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 10
  • Written Contract: 10
  • Domestic Judgment: 20
  • Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)

Amount of check, $25 fee & treble damages up to $1000

GENERAL GARNISHMENT EXEMPTIONS

See federal law.

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