Below you will find important information on Ohio state debt recovery laws including: Ohio Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.
STATE: OHIO
Interest Rate
- Legal: 10%
- Judgment: 10%
STATUTE OF LIMITATIONS (IN YEARS)
- Open Account: 6
- Written Contract: 15
- Sales Contract: (UCC2-725)
- Domestic Judgment: 21 renew every 5
- Foreign Judgment: 21 renew every 5
BAD CHECK LAWS (CIVIL PENALTY)
The greater of $200 or three times the amount of check and attorney fees (no maximum).
GENERAL GARNISHMENT EXEMPTIONS
See federal law. Effective 03/30/99 Ohio allows continuing garnishments.