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South Dakota Debt Collection Laws and Statutes

Below you will find important information on South Dakota state debt recovery laws including: South Dakota Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: SOUTH DAKOTA

Interest Rate

  • Legal: 12%
  • Judgment: 10

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Sales of Goods: 4
  • Domestic Judgment: 10, renewable for 10
  • Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)

N/A

GENERAL GARNISHMENT EXEMPTIONS

20% of the individuals disposable earnings for a continuing lien.

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