Kickstart Your Recovery

About HF Holdings

HF Holdings, Inc. helps individuals and businesses recover the payments they’re owed with fast, tailored debt recovery solutions. Our model is simple—if we don’t recover, you don’t pay. In cases that require litigation or special attention, such as legal filings or intensive skip tracing, a flat cost may apply to cover attorney and case-management expenses. Backed by decades of experience and a global network of attorneys, we handle every case with speed and efficiency while you focus on your business.

Our mission is to make debt recovery simple and stress-free. Known for delivering results, we are committed to earning your trust with personalized service and consistent success. Whether it’s answering your questions or ensuring you get paid, HF Holdings, Inc. is here to be your trusted debt recovery partner for life.

Credit Reporting

Credit Reporting

We report to all three major credit bureaus, helping you impact your debtor’s credit score.

Contingency-Based Collections

Contingency-Based Collections

Negotiable rates, and results-driven service.

Tailored Solutions

Tailored Solutions

Think of us as your extended debt recovery department, taking care of the hard work for you.

24/7 Online Access

24/7 Online Access

Stay updated on your case anytime, anywhere.

The Debt Collection
Process

Initial Consultation and Account Submission

Your journey with HF Holdings begins with a free, no-obligation consultation.

Strategic Communication and Demand Letters

Upon receiving your accounts, our experienced team immediately begins the strategic communication phase.

Negotiation and Payment Arrangements

If initial communications do not result in immediate payment, our skilled negotiators engage with the debtor to explore various payment solutions.

Advanced Skip Tracing and Investigation

For hard-to-reach debtors or those who have relocated, our advanced skip-tracing techniques come into play.

Services to meet your needs

Debt Recovery, Done Right

Utility Collections

Utility Collections

Today’s economy has caused many consumers to become delinquent on their financial obligations.

Debt Collection Attorney

Debt Collection Attorney

Typically, we will exhaust every amicable effort possible to recover the funds that are owed to our clients.

Commercial Collections

Commercial Collections

Early identification and timely placement of your Business-to-Business (B2B) collection accounts is key to every successful recovery.

Judgment Collection and Recovery

Judgment Collection and Recovery

You filed a lawsuit against your debtor and were awarded a money judgment. Now what? It’s a fair question in the world of ...

Your Tuition Collection Agency

Your Tuition Collection Agency

Do you have unpaid tuition that needs to be sent to collections? HF Holdings, Inc. can provide nursing schools, daycare, ...

Consumer Collection Management

Consumer Collection Management

At HF Holdings, Inc., a leading consumer collection management firm, we understand the importance of abiding by the Fair Debt ...

Credit Collection Services

Credit Collection Services

HF Holdings, Inc. has helped many financial institutions become more profitable via our credit collection services.

International Collections

International Collections

In today’s dynamic global economy, businesses of all sizes are increasingly forging international business relationships.

Collection Agency for Small Business

Collection Agency for Small Business

In today’s dynamic global economy, businesses of all sizes are increasingly forging international business relationships.

Check Recovery Solutions

Check Recovery Solutions

HF Holdings, Inc. offers a delinquent check recovery program. This check recovery service near you handles the collection ...

Skip-Tracing

Skip-Tracing

No need to worry if you have outdated contact information for your debtor(s). Our skip tracing tools leverage cutting edge skip-tracing...

Government Debt Collection

Government Debt Collection

In today’s economic climate there is increased pressure on government to maintain and even increase public services, creating ...

Medical Collections

Medical Collections

Medical collections occur when an overdue medical bill is sent to a debt collection agency for recovery. Medical collections require...

Frequently Asked Questions

At HF Holdings, Inc., we make debt recovery simple and stress-free. With a focus on results, we aim to be your trusted debt collection partner for life. Have questions? Check out our FAQs or download our info pack for more details.


We are the professionals! A professional debt collector understands methodologies that the average business simply doesn’t have the time to focus on. Allow our experts to put their knowledge to work for you and significantly increase the likelihood of successful debt recovery.

It is important that the individual who fails to pay and ignores additional notices is made aware that you are serious about debt collection. Our team can follow up to ensure an individual’s credit score is negatively affected due to their inability to pay their bills. There are times when legal action is the best option. Our team will always share information regarding the best next steps.

Our debt recovery solutions encompass recouping older debts. The statute of limitations varies in each state so call us at 877-680-6064 to see if your debt is still valid.

We use cutting-edge technology to locate your debtor’s whereabouts, contact information and assets; all of which are critical to the successful recovery of your money.

That’s great news! Report the payment to us ASAP and we can bill you for our commission.

Many debts are collected within the first 30 – 90 days. Every debt collector at HF Holdings, Inc. works tirelessly to collect as quickly as possible.

Yes! Since there are costs associated with taking someone to court, this phase is always optional and we will never take legal action without your authorization.

You can access our Client Portal 24/7! You can also call us anytime at 877-680-6064.

Once your debtor’s payments adequately clear our account, we’ll get a check out to you thereafter.

What Our Customers Say

We really appreciate all of your reviews of our debt collection services. Thank you so much!

Our experience with HF Holdings has been amazing from start to finish. Jon Rizzo was extremely helpful in collecting our funds after months of trying to recover them due to simple non payment by the client after we had already completed our services for the client. He never gave up, was extremely persistent and was in touch with us every step of the way. Highly recommend for anyone who has a client withholding funds. If he can’t get you paid, no one can. Thank you Jon!!

Miami Mold Specialist
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