Collection Agency for Small Business in Florida

Get paid fast. No recovery fee.

Collection Agency for Small Business Florida

Why Choose Our Collection Agency for Small Business in Florida?

Running a business in Orlando is hard enough without chasing down unpaid invoices. HF Holdings, Inc. is a local collection agency for small business in Florida that helps you get your money back fast. We've been located right on Orlando Central Parkway since 2012, so we understand the local economy better than those big national call centers.

You need a partner who knows the rules. Florida has strict laws under the Florida Consumer Collection Practices Act (FCCPA). If you hire an out-of-state agency, they might break a rule and get you sued. We know exactly how to collect debts legally and respectfully here in Orange County.

We believe you shouldn't throw good money after bad. That's why we use a "No Recovery, No Fee" model. You don't pay us any upfront costs. We only get paid when we successfully collect your money. It's a risk-free way to improve your cash flow.

Sometimes debtors move to avoid paying what they owe. We use advanced skip-tracing technology to find people who have skipped town. Whether they moved to an apartment in Altamonte Springs or left the state entirely, we have the tools to track them down.

Sending letters doesn't always work. Unlike other agencies, we have an in-house legal team and a network of attorneys. If a debtor refuses to pay, we can escalate the case to litigation. We handle judgment recovery, wage garnishment, and bank levies to get you what you earned.

Your reputation matters to us. We have an A- rating with the BBB and nearly 400 Google reviews with a 4.2-star rating. We treat your customers with respect while being firm about your money.

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Areas We Serve

HF Holdings, Inc. helps small businesses recover unpaid debts nationwide. Our experienced collection professionals support clients across the United States, including businesses located in:

Frequently Asked Questions

At HF Holdings, Inc., we make debt recovery simple and stress-free. With a focus on results, we aim to be your trusted debt collection partner for life. Have questions? Check out our FAQs or download our info pack for more details.


Most agencies charge a contingency fee between 20% and 50% of the amount collected. HF Holdings, Inc. uses a "No Recovery, No Fee" model. This means our fee comes directly from the money we recover. If we don't collect your debt, you don't pay us anything.

We typically handle commercial debts starting at $500, though specific minimums can vary based on the volume of claims. Small businesses often have multiple invoices that add up. Contact our Orlando office to discuss your specific situation and see if your accounts qualify for our recovery program.

The process starts with a demand letter and friendly phone calls to the debtor. We verify the debt and attempt to work out a payment plan. If they ignore us, we escalate to credit reporting and legal action. We handle all communication so you can focus on running your business.

Yes, we bridge the gap between a collection agency and a law firm. If standard collection attempts fail, our in-house legal team can review the case. We work with a network of attorneys to file lawsuits, obtain judgments, and enforce wage garnishments in Orange County courts.

No, hiring a professional agency protects your reputation. We follow the Fair Debt Collection Practices Act (FDCPA) and treat people with respect. Getting paid for your work is fair business practice. We act as an extension of your team, maintaining professionalism while being firm about payment.

Kickstart Your Recovery

HF Holdings, Inc

NO RECOVERY, NO FEE DEBT COLLECTIONS.
Requests are responded to within 24 hours.

Handshake on debt collection agreement
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