Get Your Small Business Paid in New York

Recover invoices risk-free, preserving client relationships.

New York Small Business Debt Collection

Expert Debt Collection for New York Small Businesses

Running a small business in New York comes with enough challenges without the added stress of chasing unpaid invoices. From tech startups in Brooklyn to retail shops in Queens, maintaining steady cash flow is essential to keeping operations running smoothly. HF Holdings, Inc. acts as a seamless extension of your business, providing professional and persistent debt recovery so you can focus on growth rather than collection headaches.

One of the biggest advantages of working with HF Holdings is our No Recovery, No Fee approach. Operating on a contingency basis, you don’t pay unless we successfully recover your funds. This risk-free model ensures that small businesses can pursue outstanding debts without straining their budgets.

We use advanced skip-tracing technology to locate debtors who have moved or are hiding assets. Our proprietary tools help uncover bank accounts, property, and other hidden resources, giving you a higher chance of full recovery even when the debtor is difficult to track down.

For clients whose debtors have relocated out of state or even internationally, our global legal network provides unmatched support. With affiliate attorneys across New York, New Jersey, Connecticut, and beyond, we can manage litigation and judgment enforcement wherever it’s needed.

HF Holdings is a trusted partner in debt recovery, maintaining verified compliance and credibility. We are BBB Accredited with an A- rating and hold memberships with IACC, CLLA, and CCA of A. This ensures that all collections are handled ethically, transparently, and in full accordance with New York State regulations, protecting your reputation.

From the first demand letter to final judgment enforcement, we offer full-cycle recovery for commercial, consumer, and judgment debts. Our team manages every step of the process, reducing stress and giving you more time to focus on running your business.

While our expertise is rooted in New York commercial laws, our services extend nationwide. We serve businesses throughout Manhattan, Brooklyn, Queens, and surrounding hubs, including Yonkers, White Plains, Newark, and Stamford, ensuring broad coverage for any small business needing professional debt recovery.

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Areas We Serve

HF Holdings, Inc. helps small businesses recover unpaid debts nationwide. Our experienced collection professionals support clients across the United States, including businesses located in:

Frequently Asked Questions

At HF Holdings, Inc., we make debt recovery simple and stress-free. With a focus on results, we aim to be your trusted debt collection partner for life. Have questions? Check out our FAQs or download our info pack for more details.


It's simple: we only earn a fee if we successfully collect your debt. There are no upfront costs to open a file. If we don't recover your money, you don't owe us anything for the collection effort.

Yes. We have a nationwide and international network of affiliate attorneys and collectors. Whether your debtor is in New Jersey, California, or overseas, we can pursue payment across jurisdictions legally and effectively.

We work with small businesses across various industries, including finance, technology, retail, hospitality, and medical practices. We tailor our strategies to fit the specific needs and B2B relationships of your sector.

Absolutely. We strictly adhere to the Fair Debt Collection Practices Act (FDCPA) and specific New York State Debt Collection Regulations. We protect your business from liability while professionally recovering what you are owed.

We can typically begin the collection process within 24 hours of receiving your account information. The sooner you place an account with us, the higher the likelihood of full recovery.

If standard collection efforts fail, we can escalate the file to our network of affiliate attorneys for litigation. We handle the transition to legal action seamlessy, pursuing judgments and enforcement when necessary.

Yes. A court judgment is just a piece of paper until it's enforced. We specialize in turning judgments into cash by locating assets, garnishing wages, or placing liens on property to satisfy the debt.

We provide transparent reporting and updates. You will have access to information regarding the status of your accounts, so you always know where your money stands.

We serve businesses throughout New York County, Kings County, Queens County, and Westchester County, including cities like New Rochelle, Mount Vernon, and White Plains.

Getting started is easy. Simply contact us for a free quote or submit your account details online. Our team will review your situation and begin the recovery process immediately.

Kickstart Your Recovery

HF Holdings, Inc

NO RECOVERY, NO FEE DEBT COLLECTIONS.
Requests are responded to within 24 hours.

Handshake on debt collection agreement
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