Collection Agency for Small Business in Texas

Get paid without losing your customers.

Texas Small Business Collection Agency

Collection Agency for Small Business in Texas

Running a small business in Texas is hard work. You have customers to manage, payroll to meet, and a reputation to protect. The last thing you need is unpaid invoices slowing you down. At HF Holdings, Inc., we know how frustrating it is when a client ghost's you after the job is done. Whether you are a contractor in Plano or run a medical practice in Sugar Land, unpaid bills hurt your cash flow. We are here to help you fix that. We act as an extension of your office, tracking down payments so you can focus on running your company.

We serve businesses throughout Harris County, Dallas County, and Tarrant County, including Irving, Arlington, Garland, Grand Prairie, Richardson, Carrollton, Mesquite, Pasadena, Pearland, Baytown, Katy, Missouri City, Stafford, and La Porte.

When you choose HF Holdings, Inc., you are choosing a partner that understands local needs. Many collection agencies just send automated letters and hope for the best. We don't do that. We use a hands-on approach to recover what you are owed. Since we started in 2012, we have helped business owners recover funds while keeping their customer relationships intact. We know that in a tight-knit community, your good name means everything. That is why we treat your customers with respect while being firm about your payment.

Our model is simple and risk-free for your business. We work on a "No Recovery, No Fee" basis. This means you do not pay us a dime unless we collect your money. We only get paid when you get paid. This aligns our goals with yours. We are motivated to get results fast because our success depends on it. You don't have to worry about throwing good money after bad. If we can't recover your debt, you don't owe us any fees. It is that straightforward.

Dealing with legal rules in Texas can be tricky. Texas has specific laws about what creditors can and cannot do. If you make a mistake, you could end up in trouble. We handle all compliance for you. We follow the Fair Debt Collection Practices Act (FDCPA) and state regulations strictly. If a debtor refuses to pay and moves to another city or hides assets, we have the tools to find them. Our advanced skip-tracing technology helps us locate people who have skipped town, even if they leave the state.

Sometimes, a friendly reminder isn't enough. If a debtor still won't pay, we have a network of attorneys ready to step in. We can escalate the case to legal action if you decide that is the best path. We handle commercial debt, medical bills, utility accounts, and even bad checks. You don't need to hire different companies for different problems. We handle it all under one roof. Our goal is to get your money back in your pocket as quickly as possible.

Don't let unpaid invoices sit around and lose value. The longer you wait, the harder it is to collect. We have a 4.2-star rating on Google because we deliver results. Dave G., a Fractional CFO from Texas, said, "I REALLY appreciate the way HF Holdings handles collections for my clients. It's rare that I don't receive a phone call related to the claims I send to HF soon after they're submitted." Join the other Texas business owners who trust us to protect their bottom line.

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Areas We Serve

HF Holdings, Inc. helps small businesses recover unpaid debts nationwide. Our experienced collection professionals support clients across the United States, including businesses located in:

Frequently Asked Questions

At HF Holdings, Inc., we make debt recovery simple and stress-free. With a focus on results, we aim to be your trusted debt collection partner for life. Have questions? Check out our FAQs or download our info pack for more details.


We work on a contingency basis. This means there are no upfront costs for our standard services. You only pay a percentage of the money we successfully collect. If we do not recover your debt, you do not pay us a fee. It is a risk-free way to get paid.

Yes, we can. We have a nationwide network. If your debtor moves from Dallas to Houston or even out of Texas entirely, we can still pursue them. We use special tools to find people who have moved, so you don't have to worry about losing track of them.

We focus on commercial and small business debts. While we handle many types of accounts, it is best to call us to discuss your specific situation. We want to make sure our services are a good fit for your needs and that the debt is recoverable.

Many debts are collected within the first 30 to 90 days. However, every case is different. Some debtors pay immediately after we contact them. Others may need a payment plan or legal escalation. We work fast to get your money back as soon as possible.

No, it shouldn't. We act professionally and respectfully. We view ourselves as an extension of your team. We know relationships matter, especially for small businesses in Texas. We follow strict ethical guidelines to ensure your brand remains respected while we do the hard work of collecting.

We can still look at it. Texas has a statute of limitations on debt, which limits how long you have to sue for unpaid bills. However, we can often still attempt collection on older accounts. Call us to check if your specific debt is still valid for collection.

Yes, we do. We report to major credit bureaus. This is a powerful tool. When a debtor knows their credit score will be damaged, they are often much more likely to pay what they owe. We use every tool available to motivate them to settle the account.

We work with all kinds of small businesses. This includes contractors, medical offices, logistics companies, wholesalers, and professional service firms. If you have a business-to-business (B2B) debt or a consumer debt owed to your company, we have the experience to handle it.

If our standard collection efforts don't work, we can escalate the case. We have a network of attorneys who can file a lawsuit on your behalf if you authorize it. We handle the transition to legal action smoothly so you don't have to find a separate lawyer.

It is easy. You can request a free quote on our website or give us a call. We will ask for details about the debt, like how much is owed and the debtor's information. Once you submit the account, our team starts working on it immediately.

Kickstart Your Recovery

HF Holdings, Inc

NO RECOVERY, NO FEE DEBT COLLECTIONS.
Requests are responded to within 24 hours.

Handshake on debt collection agreement
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